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Do You Know What Your Credit Karma Credit Report Says?
Do you know what your credit score looks like? Having a general idea of what the score report reads doesn't cut it. Only by reviewing the actual details as they are presented to third parties can anyone be absolutely sure of what the report says. Knowing what is on the report allows for taking the right steps to address any problems.
Just because something was reported to a credit agency does not mean the information is correct. Mistakes can and do happen. Those mistakes could drop a credit score down a few notches. This is not a minor issue. Interest rates on a credit card are likely to go way up when a credit score is poor. Such an issue is troubling when legitimate. If the negative marks are the result of an error, then the situation is even worse. At least by discovering the inaccurate information, steps can be taken to fix things.
Not everyone even realizes negative marks have been logged on a credit history. Perhaps there was a forgotten about trip to urgent care and a corresponding bill that way never paid. You may have forgotten about it, but the mark stays on a credit score for seven years. Upon discovering the bad mark, steps can be taken to clear up the issue. By paying the bill later - rather than never - the negative marks may end up being removed from the history.
The Right Source
Going to the right service is necessary in order to get a detailed look at what all three major credit reporting entities are showing. The Credit Karma Credit Report may be among the most comprehensive to examine. For this reason alone, checking out what Credit Karma can provide is recommended.